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Payments for major repairs: payment incentives, or how not to pay

This WordPress post examines options to save money on major repair costs through the use of payment incentives. Payment incentives offer customers the opportunity to pay for major repairs over time and with reduced cost. This strategy can create additional business for service providers, lower overall customer debt, and provide customers the ability to invest more in repairs when needed. Additionally, payment incentives also allow for the possibility to control costs while simultaneously providing service customers with convenience and savings.

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Since 2015, apartment owners have been paying for the overhaul of their houses, which was previously funded by utilities. We will tell you about the features of payments for overhaul, responsibility for non-payment and ways that will allow residents not to pay for it.

Payers

Payments for major repairs must be:

  • apartment owners;
  • owners of non-residential premises;
  • owners of municipal premises.

The responsibilities of the municipal authorities include the creation of a fund for capital repairs; for this, a regional operator is appointed, which publishes information on the state of repair work and is directly involved in the repair of the housing stock.

Payment order

Tariffs are determined based on the minimum payment for overhaul, which is adopted by the regulations of the constituent entity of the Russian Federation. Minimum payments vary widely across regions. For example, residents of Moscow must pay 15 rubles per 1 sq. m, St. Petersburg โ€“ 2 rubles per 1 sq. m, and in Tyumen โ€“ 20 rubles. To determine the amount of payment for overhaul for an individual apartment, the minimum amount of payment, as a rule, is multiplied by the area of โ€‹โ€‹housing. Also, a number of other factors affect the payment amount: the year the house was built, the presence of an elevator, etc..

Local governments insist on timely payment of payments. In case of delay in payment, the payer is charged a penalty.

Funds can be credited to the account at home. But the meeting of tenants is not a legal entity, so the owner of the account must be the management company or the HOA. Also, funds can be credited to the account of a regional operator. Residents of the house must independently decide where they will transfer the payment. You can spend money only for a specific purpose โ€“ house renovation.

When transferring funds to the account of a regional operator, a representative of a non-profit organization, he will independently determine in which bank an account will be opened, discuss issues related to house renovation, as well as perform organizational issues and make payments for the work done. When transferring money to a house account, these issues should be dealt with by the owners, and the person in charge, most often, is the head of the house. Residents have the right to deposit the funds accumulated for overhaul to a bank account at interest.

Overhaul payments. Payment incentives, or how not to pay

Subsidy registration procedure

There is a provision in the housing legislation according to which the state supports citizens with low income. Residents can apply for a subsidy to pay for major repairs. However, only those citizens who spend more than 20% of their total income on utility bills can take advantage of the subsidy. In this case, you must contact the social protection authorities with a package of documents for obtaining financial assistance from the state.

How not to pay for overhauls or reduce payments

You can not pay for home renovations in three cases..

1. The house is in disrepair. However, what about the owner of the apartment if he paid for the overhaul for a long time, and then the house was recognized as emergency? The question is quite complicated, because the law exempts residents from paying contributions only after the house is recognized as emergency. Accumulated payments for overhaul cannot be used to resettle all residents.

According to the law, tenants can decide to demolish or renovate a house using the money collected for overhaul. In this case, the money from the special account must be sent to the account of the organization that will borrow the demolition or reconstruction.

Overhaul payments. Payment incentives, or how not to pay

The tenants have another option โ€“ not to allocate money for the demolition or reconstruction of their house. But then the building will become state property, and the funds for the overhaul will be returned to the tenants, in proportion to their payments. To do this, you need to contact the organization in whose name an account for overhaul was opened.

According to the law, the authorities must notify residents about the recognition of the house as emergency, but in practice this is not always done. Often, tenants receive notifications only a few years after the house is recognized as emergency. Therefore, apartment owners should not wait for the arrival of notifications, but try to get this information themselves. To do this, they need to contact the administration of their settlement.

2. If a decision is made to raise funds to the account of the house, you can carry out repairs at any convenient time. According to the legislation, the municipal authorities must document the minimum size of the fund for the overhaul of houses, the residents of which have decided to save money in a separate account. In this case, if the account has already accumulated the minimum size of the fund, then payment of payments can be temporarily stopped..

3. You can use the services of renting non-residential common premises or advertising space near the facade of the house as payments. True, for this it is necessary that an HOA or a housing cooperative be formed in the house. The decision on the transfer of common property for rent is made at the general meeting of homeowners.

Overhaul payments. Payment incentives, or how not to pay

4. If the owner does not plan to bequeath or donate an apartment, he can simply deprivatize it (transfer it back to state ownership while retaining the right to live for life). In this case, he will be exempted from paying contributions for home renovations. However, there are some nuances here, because the local council can establish special rules on the payment of payments for repairs under the lease agreement. This means that persons who live in a municipal apartment will not make payments, but only before the owner imposes this obligation on the tenant..

Responsibility for non-payment

Payment for overhaul services is included in the general utility bill. Citizens have the right to pay not in full, but only partially. However, debt will accumulate, in the amount of which a penalty will be charged. Penalty for late payments is calculated based on 1/300 of the established refinancing rate of the Central Bank of the Russian Federation, for each day of delay. If the owner ignores these charges, the utility can go to court to collect the entire amount. The owner must be notified in advance of the need to repay the debt. If, after that, the owner of the property has not paid the entire amount of payments, then the court can proceed to the commencement of legal proceedings.

Overhaul payments. Payment incentives, or how not to pay

Buyers of an apartment need to pay attention to the fact that according to housing legislation, all obligations of the previous owner, including debts, will be transferred to them. Therefore, it is worthwhile to thoroughly study all the documents for the apartment, as well as check it for debts..

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Comments: 2
  1. Oakley

    How can I avoid paying for major repairs? Are there any payment incentives or strategies that can help alleviate the financial burden?

    Reply
  2. Nova Russell

    Are there any payment incentives or strategies available to avoid paying for major repairs?

    Reply
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