10 ways to lose money without realizing it

The content of the article

• Shopping without a list
• Shopping for an empty stomach
• Coffee expenses
• Buying bottled water
• Sales
• Book Spending
• Disorganization
• Surplus products
• Poor quality products
• Imitation of others

Many do not notice small expenses, believing that they have little effect on the budget. But for a month, small expenses add up to a decent amount thrown into the wind. In order not to lose money, you need to abandon rash purchases and trifles that increase costs.

Shopping without a list

Coming to the store without a list, you often do not get what you planned. After aimless wandering around the supermarket, the cart is filled with unnecessary goods. Arriving home, you find that you forgot to buy something and again return to the store, spending your time and money.

Before shopping, make a list of the necessary goods. With a list, rash expenses will decrease, because you will immediately go to the desired shelf and take only what is needed. The list can be compiled in a special application for a smartphone or written on paper.

Shopping for an empty stomach

One way to spend money thoughtlessly is to buy food hungry. A person who wants to eat gets more food than he planned. Unknowingly, he loads the basket with products, some of which are likely to be thrown away. The desire to quickly get enough eclipses the mind. Shop after lunch or have a bite to eat before heading to the store. A well-fed person is more difficult to seduce with snacks or pastries, so his spending is considered.

Coffee expenses

Fans of a fragrant drink daily lose a decent amount, often without realizing it. They drink espresso or latte in a coffee shop, take coffee with them, significantly overpaying for drinks. Review your habits: refusing daily cafes is an effective way to stop wasting money. Buy a coffee machine or coffee maker, try new recipes for making a drink so as not to deny yourself pleasure and at the same time save.

Buying bottled water

The cost of buying drinking water seems reasonable. But there is room for savings: install a cleaning filter. The costs will pay off, because you don’t have to spend money on the purchase and delivery of bottled water. Going for a walk, take a bottle of water with you so as not to buy drinks at inflated prices. In vending machines for drinking water, you can fill an empty tank without spending money on new containers.

Sales

Impulsive purchases of promotional products are a real waste. In order not to spend money on unnecessary things, train yourself to pause before paying. Consider whether you can do without another dress or scarf. Do not buy a lot of products “in reserve”, even if the prices are very attractive. The food will go bad and instead of saving you will get losses.

Book Spending

Lovers of literature lose a lot of money when buying books in paper form. Often, they are driven by a passion to acquire a publication by a fashionable author to brag about with friends. Reading and buying a book is not the same thing. A good way to save money: download electronic versions of works, visit libraries. Book novelties will reach you later, but reading won’t hit your wallet.

Disorganization

People lose money because of their own laziness and lack of collection. Get up on time so that you don’t have to take a taxi instead of using public transport. Plan your morning to have breakfast at home, rather than buying a snack. Get ready for the next day in the evening: take home lunch with you and save on a trip to a cafe.

Surplus products

If you periodically have to throw in the garbage half-eaten food, you unknowingly lose money. Spoiled food indicates irrational purchases or malnutrition. Next time buy fewer products for the sake of a clean environment and save your own finances.

Poor quality products

In an effort to save money, many people buy cheaper, lower quality products. But such tactics often lead to even greater costs. Eating low-quality foods, you harm your health. In the future, this may result in treatment costs. Poor cleaning products are quickly consumed. Things of dubious manufacturers lose their appearance after a few washings. In pursuit of low price, pay attention to quality.

Imitation of others

If the purchase is made under the influence of envy or the desire to resemble someone, you will lose money and your own taste. Trying to outdo someone is unreasonable, because some things may not be affordable for you. Spend money on what makes you happy. Realizing your needs makes it easier to analyze and cut costs..