How to get cashback from Sberbank to a card

The content of the article

• What is cashback at Sberbank
• Thank You Bonus Program
• Privilege levels
• Bonus Terms
• How to get involved
• Using cash back from Sberbank
• Partner Stores
• Which transactions are awarded “Thank you” bonuses
• Special cards with bonuses for purchases
• Cashback 10% at gas stations

Many financial institutions have systems for accumulating bonuses for using their products. Sberbank cashback is accrued according to the same principle. To receive bonus points, holders of plastic cards (debit and credit) need to register in the program “Thank you”.

What is cashback at Sberbank

Since 2011, Russia began to operate bonus programs for the return of funds for purchases. Citizens who took part in them began to receive cashback. It is a refund of part of the purchase price..

A client of Sberbank can open a debit card with a cashback, register a salary card or credit card in the bonus system.

Points are credited to the user’s account after the payment is made and confirmed. The procedure takes from 3 to 5 days. Cashback over 15,000 rubles is credited over 40 days. If after this period no points have been credited to the account due to a technical error or other problem, contact the bank.

Thank You Bonus Program

Sberbank launched this project in 2014. The partners of the program are over 180 companies, including pharmacies and private medical centers. The current rules are more beneficial for customers with high income and large cashless turnover..

Features of receiving bonuses “Thank you”:

1. Bonus amount is determined by the level of client privileges.
2. The user receives points for any purchases..
3. The standard size of bonuses is 0.5% of the amount spent.
4. The term for crediting points to the user’s account is 5-40 days from the date of the transaction.
5. 1 bonus is equal to 1 ruble.

Privilege levels

The size of the bonus bet is determined by the activity of the program participant. To move to the next level of privileges, the user also needs to complete tasks. Immediately after registration as a reward, the client is given the status of “Thank you very much”. The user receives a 30% refund on purchases at partner companies and an additional 0.5% from Sberbank.

Bonuses can be exchanged for rubles to customers who have reached the level of “More than Thank You”.

To achieve this status, you will have to open a deposit in Sberbank and replenish it every 3 months. Clients with other statuses can exchange bonuses for discounts in the partner companies of the program.

Privilege levels and bonuses on them:

1. “Thank”. Discount up to 30% with partners of the bank.
2. “Many thanks”. Bonuses up to 30% for partners and 0.5% bonuses from Sberbank.
3. “Thank you so much”. Bonuses of the previous level and a discount of up to 20% in two categories of purchases at the client’s choice.
4. “More Than Thank You”. Bonuses of the previous level and a discount of up to 20% in four categories of purchases that the customer will choose. Available exchange points for rubles.

Bonus Terms

Cashless payments should account for more than 30% of transactions. Replenishment of the card balance at ATMs and cash desks does not apply to bonus operations. The total amount of cashless purchases must be at least 5000 rubles. To obtain new privileges, the client will have to perform certain tasks.

Examples of tasks and requirements for increasing the size of the cashback:

• conduct transactions through Sberbank. Online;
• pay from 30 to 85% of purchases by bank transfer;
• Do not make card payments at branches or ATMs;
• save the balance on a debit card at least 10,000 rubles;
• spend at least 10-50% of the credit card limit;
• make payments using your smartphone;
• write off bonuses on one of the program’s sites.

How to get involved

There are 4 ways to remotely connect the bonus program:

1. Using a terminal or an ATM of Sberbank.
2. In the Sberbank.Online system through your personal account.
3. Using a mobile bank.
4. In the Thank You App.

The user actions during registration through an ATM:

1. Insert a debit or credit card into the card reader.
2. Enter PIN.
3. In the “Information and Services” section, find the “Bonus Program”.
4. Enter your mobile phone number, put a bird in order to agree with the program rules.
5. Get an SMS password to contact the operator of the Thank You call center.

How to connect “Thank you” bonuses using a mobile bank:

1. Send SMS to number 900 with the text “Thank you XXXX”, in which XXXX is the last 4 digits of your card number.
2. Receive an SMS with the code that will be needed to confirm agreement with the program rules and conclude an agreement.
3. Send the received code to 900.
4. Get an SMS password to contact the contact center.

Registration procedure through the portal “Sberbank. Online”:

1. Log in to the Internet Bank.
2. Select the “Thanks from Sberbank” section..
3. Enter phone number, agree to the rules.
4. Enter the SMS code to confirm the phone number.

How to connect cashback via the “Thank you from Sberbank” mobile application:

1. Install the program on a smartphone.
2. Run it and enter your phone number.
3. Confirm your agreement with the bank policy and personal data processing rules.
4. Enter the SMS code in the window for registration.
5. Receive and save SMS with a password for communication with the call center of the program “Thank you”.

Using cash back from Sberbank

The accumulated points are stored for 3 years. The user can spend them in your account. After the specified period, points are automatically deducted. The bonus program works until the card expires. After reissue, you will need to re-register the card in the “Thank you” system.

You can use bonuses:

• When visiting any store of a “Thank you” partner or his website.
• In online stores at the time of payment for goods.
• Traveling when buying train or plane tickets.
• In restaurants and cafes when paying the bill.
• Buying goods in supermarkets.
• For entertainment. Bonus benefits pay tickets for performances, concerts or exhibitions.

Partner Stores

The list of companies participating in the Thank You program is different for each city. Discounts for citizens are provided by shopping centers, grocery store chains, pharmacies, tour operators, etc..

You can see the list of companies and seasonal promotional offers on the official website of Sberbank by choosing your city.

Examples of cashback from program partners throughout the country:

• Burger King. 6% is returned to the user when paying with ordinary cards and 11% – with Youth cards.
• Megaphone. The client receives 10% when buying accessories and up to 1% for equipment.
• Lamoda (LaModa). 5% for each non-cash card transaction.
• Taxi Gett. Up to 4% for travel.

Which transactions are awarded “Thank you” bonuses

The number of points depends on the amount that the user spends on payment for services and goods. A cashback bank card is suitable for making purchases around the world. Its owner earns bonuses for transactions in the amount of 100 rubles.

Bonuses on the Sberbank card cannot be received for the following types of operations:

• payment of utility bills;
• currency conversion;
• return of transactions;
• payment of fines and taxes;
• deductions to gambling establishments, casinos, lotteries;
• purchase of prohibited products;
• for 6 or more purchases in one store during the day;
• payment of corporate bills;
• withdrawal, receipt of money.

Special cards with bonuses for purchases

• Co-branded Aeroflot. The user receives miles for the purchase of airline tickets. Sberbank Aeroflot card with cashback is not involved in “Thanks” campaigns.
• With big bonuses. Holders of this payment instrument get extra points when buying products in supermarkets. The largest cashback on cards – 10% for purchases at gas stations.
• Premium card of Sberbank (Golden Visa, Classic Visa Premium, MasterCard Platinum, MIR) with increased interest on certain types of transactions.

Cashback 10% at gas stations

Such a large refund is received by Visa Platinum “Many Bonuses” cardholders. The cost of its annual maintenance is 4900 rubles. The client can issue a debit or credit card. Cashback 10% is charged for the purchase of gasoline at gas stations. When purchasing food products in supermarkets, the “Thank you” participant will return 1.5% of the funds spent, and for other operations – 0.5% of the amount.

Limits and restrictions:

• Bonuses on Sberbank card for gasoline and other transactions at gas stations cannot exceed 1000 points per month.
• A maximum of 2000 points are awarded for visiting restaurants..
• Total monthly number of points – no more than 5000.
• Commission for interbank, card transfers – 1.5% of the amount.
• The maximum amount of cash withdrawals is 500 thousand rubles. per day and 5 million rubles. per month.