How to transfer money by phone number to Sberbank card via SMS to number 900, ATM or online

The content of the article

• How to transfer money by phone number
• Sberbank SMS transfer
• Transfer by phone number via USSD command
• Transfer money by Sberbank phone number to Sberbank Online
• Sberbank mobile transfer in a smartphone application
• Translation conditions
• What to do if several cards are connected to the Mobile Bank
• Money transfer limits by Sberbank phone number
• Transaction currency

There are many ways to use a bank card – you can pay for services, pay at the store for goods, transfer money to other individuals. The bank’s service provides a convenient option – cashless transfer to Sberbank’s card by phone number — with its help, you can quickly send money to remotely located relatives, acquaintances, make an advance payment for the ordered goods.

How to transfer money by phone number

It is very convenient for customers to use the service provided by the bank, because in order to transfer money you only need to know the recipient’s phone number attached to the sbercard, and such information can always be found in your contact list. Among the advantages of a banking service, one can note the instant crediting of money to the beneficiary’s account, in rare cases, the procedure for sending a payment to a bank can take up to one day. You can send money in one of the available ways:

1. Using cellular communications via SMS or USSD commands.
2. Online through a mobile application, My Account or a remote self-service device – terminal.

Sberbank SMS transfer

This method is considered the most convenient for the sender – the means of cellular communication is always with its owner, therefore, it is always possible to conduct a transaction, even on the way and at night. How to transfer money via phone? For non-cash transfer to another addressee, the following operations are required:

• dial the numbers 900 (they are fixed by all mobile operators);
• enter a command to send SMS from the available options: transfer, translate, perevesti, perevod;
• after a space, dial the recipient’s mobile phone number;
• after the next space, indicate the amount of the transfer in numbers;
• you need to wait for the message with the recipient’s name and code, verify the addressee’s data and confirm the request for sending money.

After the transaction is completed, both parties (receiving and sending) receive a notification from the bank about the transferred amount. The message format can be changed by assigning a nickname to the addressee. In this case, you must specify the letter number instead (they are easy to remember). For customers who constantly make transactions to one recipient, it will be convenient to configure a template – consolidate the sequence of operations and reduce the time of typing a message.

Transfer by phone number via USSD command

An important feature of this method of payment is the ability to make transfers without having money in the account of a mobile operator. The USSD command does not require activation and is a set of consecutive numbers and symbols that are the same for all mobile operators. Transfer to the Sberbank card by phone number using the command after dialing the numbers and symbols between the asterisks in the following sequence:

• 900;
• Destination numbers
• amount of payment;
• lattice and immediately press the call key.

Transfer money by Sberbank phone number to Sberbank Online

The operations of sending money online differ from transfers via cellular communication in that with this method you need access to the Internet. A transfer to Sberbank by phone number can be made after the following actions:

• Log in to your account using login, password and confirmation code;
• in the Payments section, click on the Transfer item to a client of Sberbank;
• choose a sending method and enter the addressee number or go to the Transfer between accounts section (during operations between your cards);
• collect the payment amount and confirm it.

You can transfer to Sberbank by phone number online using an ATM. The sequence of actions of the client should be as follows:

• enter the PIN code of your card;
• from the Payments section go to the Transfer funds section;
• choose a transfer method;
• dial the recipient’s mobile phone number;
• indicate the amount of transfer and confirm your actions.

Sberbank mobile transfer in a smartphone application

It is convenient to transfer to a Sberbank card by phone number if you have a mobile application. To work in the program, the following algorithm of actions is provided:

• enter the code and enter the application;
• in the Payments section, select the item for Sberbank Client;
• indicate in what way the money is sent and dial the number of the cellular communication facility;
• collect the transfer amount and confirm the operation;

Translation conditions

Bank customers need to consider the conditions under which it is possible to send money:

1. It is necessary that the recipient’s cellular communications tool is connected to the Mobile Bank.
2. After confirming the operation, it is impossible to cancel the transaction.
3. You cannot send money from a corporate, credit and virtual account.
4. The service is provided by the bank free of charge if the transaction is carried out: between the accounts of the sender; on a credit card; to the debit card of the recipient, which is located in the city of the sender. In other cases, you need to pay a bank commission – 1% of the amount of transfers, but not more than 1000 rubles.
5. There are restrictions on the size of transactions / day.

What to do if several cards are connected to the Mobile Bank

It is necessary to draw the attention of customers to such nuances:

1. When several recipient cards are connected to the Mobile Bank, sending funds to a specific savings card will not work. Money is credited automatically, mainly they get on a debit card.
2. When connecting several cards to the sender’s Mobile Bank, in the SMS message command, the last four digits of the card from which you want to write off the money must be indicated in front of the number of the cellular communication device or nickname.

Money transfer limits by Sberbank phone number

When conducting operations using bank cards, it is necessary to take into account restrictions on the amount of transactions. So, no more than ten transfers totaling up to 8000 rubles can be made per day using cellular communication. The size of online transactions depends on the class of plastic and the method of transfer. Using the Sberbank Online system, in the web version and on the mobile application, it is possible to conduct up to 10 operations in the amount of 500,000 rubles per day. Within 24 hours, through a remote self-service tool, you can discard:

• 101,000 rubles – for Maestro, MasterCard Standard Momentum, Visa Electron, Visa Classic Momentum;
• 201,000 rubles – for Visa Classic, MasterCard Standard;
• 301,000 rubles – for Visa Gold, Visa Platinum, Visa Infinity, MasterCard (Gold, Platinum, Elite).

Transaction currency

When conducting transactions between their savings cards and the cards of other customers, senders should consider:

1. You can transfer money only to a ruble account.
2. There is a possibility of a transaction from the currency account of the sender. In this case, money will be credited in rubles – an automatic exchange will take place at a converted bank rate.