Pension indexation for non-working pensioners in 2018: news on payments

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Legislative decisions of the Government of the Russian Federation provide for an increase in pension and social payments each year. The Pension Fund (PF) in December announced the indexation of pension accruals to retired citizens who do not have additional income from work. What will be the real increase in pension for non-working pensioners in 2018 and when to expect such an increase for citizens who have rightfully deserved a vacation?

What is pension indexation

It is known that pensions are indexed by the Government in order to implement national measures aimed at improving the quality of life of Russians and compensating for price increases. Speaking of indexation, it is necessary to distinguish this term from the recalculation of pension insurance payments, especially since these concepts are often confused. Indexing affects exclusively non-working citizens-pensioners, and recalculation of charges is provided for working pensioners.

If an elderly person continues to work, receiving a salary, recalculation depends on the transfers of his employer. Upon dismissal, all indexations that occurred during his work are taken into account, and after 3 months the amount of pension provision increases by the required coefficients. It is not necessary to deal with the application itself to receive such promotions. The territorial bodies of the Pension Fund are independently engaged in computing.

In discussions on the reform, the State Duma believes that working pensioners do not need to index insurance coverage, explaining this by a shortage of money for the funded part. As a possible way out of this situation, to replace the frozen pension savings of NPFs, we are proposing an application for discussion of the implementation of the IPC system (individual pension capital), which would remove the burden on the budget and increase everyone’s provision.

The average pension in Russia

The average annual pension provision does not depend on the cost of living. According to PFR estimates, payments to old-age pensioners in 2018 will amount to 14 thousand rubles. on average, while today the pension cost of living is 8496 rubles. By indexing, the government significantly reduces the difference between these indicators. Some elderly Russians receive a provision below the minimum subsistence level. Such citizens are entitled to special payments, which are also regularly indexed simultaneously with labor pensions..

Pension certificate and money

Legal regulation

Premiums for payments to non-working pensioners in 2018 are set in accordance with the main legal documents in this area: laws “On insurance pensions” No. 400-ФЗ and “On state social assistance” No. 178-ФЗ, which stipulates the annual increase in fixed insurance payments, pension since February coefficient and social co-payments on the index of increase in consumer prices last year. This size is set by the Government, and the source of funds is the budget of the Russian PF.

The cost of the coefficient every year from April is determined by the law on the budget of the RF PF for the current and next period. To implement indexing in 2018 in a special mode, it was necessary to amend this legal area: a law was developed that was considered by the State Duma simultaneously with the law on the PF budget. At the end of 2018, December 28, the President signed the law of December 28, 2017 No. 420-FZ, which approved the features of increasing the next year’s insurance pension. The budget of the Pension Fund for 2018 was adjusted by the law of December 19, 2016 No. 416-FZ.

Pension increase for non-working pensioners

Under the new legal norms, indexation is provided for all grounds for granting insurance pensions – old age or disability, loss of breadwinner. It will be produced at a faster pace, taking into account the excess of expected inflation in 2018. The goal is to provide a more tangible increase in income for non-working pensioners in the new year. Along with the indexed insurance part, the value of the pension coefficient (point) will increase.

The provision of social pensioners will not be left without an increase. This group includes persons with disabilities, veterans of the Great Patriotic War, certain categories of dependents and Russians who have not managed to earn the required number of years of work (insurance) experience by the retirement age. For such categories, legislative amendments specify that the final material support for a citizen-pensioner must be no less than last year (taking into account the social payment of the current year).

The upcoming indexation is provided only for unemployed elderly people, and working pensioners are supposed to provide for themselves. He plans to increase from earned points since August. Experts consider this approach not only erroneous, but discriminatory, socially unfair. Many pensioners work for a small income that does not cover the price increase, and are deprived of indexation. According to the law, having left work, such citizens wait for 3 months for an indexed increase. In 2018, they will receive an increase in security after dismissal from the 1st month.

Indexation percentage

Under the new law No. 420-ФЗ, the fixed insurance payment has been increased 1.037 times and its established amount is 4982 p. 90 kopecks The coefficient is also increased 1.037 times and is equal to 81 p. 49 kopecks The indexation value of 3.7% is higher than the forecasting indicator of economic inflationary processes (2.6%). Currently, the consumer price index is 3.2%. For the first time in crisis years, the indexation of pensions for non-working citizens in 2018 was marked by a level higher than actual inflation (by 1.1%). The size of the increase in social security will be 4.1%.

When will you raise your pension

Earlier, insurance (labor) pension accruals were indexed from February 1, but in 2017, the coefficients were replaced by a lump-sum compensation payment of 5 thousand rubles. The innovations of Law No. 420-ФЗ are not only recalculations, but also changes in payment dates. The increase was decided to be made at an early pace from January 1, 2018, and once. The relevant norms on additional increase terms for the year are suspended until 2018. Federal beneficiaries will receive indexed payments from February 1, their growth rate will take into account the inflation forecast of 3.2 percent.

Older women drink tea

How will the insurance part change

As a result of the approved pension growth indices from January 1, 2018 (for comparison, the data for 2017 are also indicated) will be the following values:

Modified Parameters

2017, p.

2018, p.

Pension score (coefficient)



Fixed insurance payments, grounds:

old age, disability 2nd gr.



disability 1st gr.



disability 3rd gr., loss of breadwinner



Individual retirement rate in 2018

The legal basis for retirement benefits is reviewed every year. In 2018, for a Russian to receive an insurance pension, a seniority of 9 years or more is required. To calculate pension payments, all rights of a citizen-pensioner are taken into account in points, taking into account: length of service; wage; employer insurance premiums. To acquire the right to an insurance pension, you must have a total of 13.8 points. Such coefficients (retirement points) also increase since January, along with general indexation from 78 p. 28 kopecks up to 81 p. 49 kopecks.

Fixed Payment Indexing

Slowing inflationary processes in Russia allowed the Ministry of Economic Development to predict a decline in the price index. Pension indexation funds have already been budgeted in the country in a higher volume of 3.7-3.8%, which is consistent with the earlier inflation forecast. The government decided to increase it by 3.7 percent and make it ahead of schedule by one month. As a result, the fixed payment is indexed by a factor of 1,037 times (in the amount of 4,982.9 p.) And the average annual value of collateral accrued by old age is projected at 14075 p.

Military pension from January 1, 2018

Former military personnel, as well as other persons with pensioner status, are hoping for an increase in state material payments and expect an increase in the so-called “decreasing coefficient” to calculate their pensions. At the same time, the Government of the country decided to freeze the reduction coefficient and return to consideration of the issue of its increase already at budget execution.

So far, along with the indexation of pensions for non-working pensioners in 2018, the provision of military pensioners is indexed by 4 percent. Their average size increase will be about a thousand rubles, from 24500 to 25500 p. This will not happen from February, but from January 1, as for civilians. In addition, the President has established indexing every year by military officers of the Prosecutor General’s Office and the Investigative Committee with the establishment of a monthly supplement for the rank. These innovations begin to operate on 02/01/2018.

The purpose of the changes is to increase social protection for employees who resigned from the Prosecutor’s Office or the Investigative Committee. Until 2018, military prosecutors and investigators were subordinate to the Ministry of Defense, and then they entered the staff of the Prosecutor General or the Investigative Committee. As a result, there was a difference in the provision of such pensioners. The exact amount of increase for them depends on the rank (rank) when leaving the organs.


Raising social pensions since April 2018

The introduced amendments to the pension law also affected social pension payments. It is envisaged not only the indexation of pensions for non-working pensioners in 2018, but also for employees of this category who receive a social pension from the state. It will be 4.1%. The term for the increase is set from 04/01/2018. Social pensioners will be paid extra before the cost of living.

According to the state statistical service, in a number of constituent entities of the country, the subsistence minimum level of a pensioner has decreased, which, as a conclusion from the current legislation, entails a reduction in social security payments, but this will not be allowed by recent legal innovations. It was decided that the total material security of a citizen-pensioner should be no less than last year (taking into account current surcharges and benefits).

How much will pensions be indexed

Currently, over 4 million people receive social pensions. The growth percentage for them will be 4.1 versus 1.5 percent in 2018, and the average pension social payment will increase to 9045 rubles, while previously social security from the state was 8700 rubles. In 2018, a pension increase for non-working pensioners of this group will be made in the spring of the upcoming financial period: these pensioners enter the 2nd stage of indexing.

Indexing social benefits to people with disabilities

The state also pays social pensions to people with disabilities who are also planning an increase. Such indexing will be carried out according to the characteristics of the assignment of disability. So, some people receive 15,000-16,000 rubles, and many of those who do not have the necessary length of service, who have only 5,000-6,000 rubles. These disabled people with incomes below the subsistence level have additional social protection..

Social pension payments were indexed by 4.1% (for comparison: in 2018, the increase was by 1.5 percent). So, the average pension for people with disabilities is 1st gr. since childhood or a disabled child in 2018 will reach 13699 rubles against the previous 13026 rubles. It is important that this coefficient is also higher than the projected inflation level. The size of the final social assistance supplement depends on the group and the reason for the disability (see table above).

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