Alfa-Bank income card with cashback

The content of the article

• Can I get a card in 2019
• Debit Card Opportunities Profitable Alfa-Bank
• Cashback for purchases
• Balance income
• How much is the service
• Transaction Limits

Each financial institution fights for customer loyalty and offers payment instruments with interest on the balance, benefits when making purchases from partners and other options. Alfa-Bank income card for individuals allows you to receive cashback when paying for goods and services.

Can I get a card in 2019

Alfa-Bank discontinued its release on March 1, 2018. The branches do not accept applications for re-issuance, but customers can choose a different banking product series. Previously issued cards continue to work on their previous terms until their expiration date. Information on existing banking products is presented on the official website of the company..

Debit Card Opportunities Profitable Alfa-Bank

Citizens could apply for a payment instrument when receiving a loan. By default, the client has one account in rubles. On favorable terms, the cardholder can send transfers to other banks, pay utility bills, products and household items.

Through the Alfa-Click personal account, the user can open an account in euros and dollars.

Bank Debit Card Features:

1. Monthly return of 2% of the amount of purchases in any stores.
2. Offline purchases provide a high level of security with 3-D Secure technology for online transactions.
3. Free transfers from accounts of any financial institutions to Alfa-Bank.
4. Alfa-Bank’s personal and non-personal card can only be linked to a current ruble account.

Cashback for purchases

Alfa-Bank plastic card is a profitable financial instrument due to additional discounts in various retail chains and regular cashbacks under the loyalty program.

Alfa-Bank card with cashback in rubles works on special conditions:

1. Cashback is accrued when paying for goods and services. For transfers from card to card, the bonus is not counted.
2. Money is credited to the account at the end of the reporting period..
3. The maximum cashback value is 1000. The amount of remuneration does not change, even if the total expenses have exceeded 80,000.
4. Cashback for items returned to the store is void.

Accrual of saved funds is carried out from the 1st to the 15th day of the month following the calculated one. They do not receive cashback for paying for casino services, mobile communications, replenishment of electronic wallets, purchase of precious metals and securities.

Balance income

This payment tool is beneficial for citizens who are trying to save money. A person receives monthly income on the balance of the card.

The maximum amount of remuneration is 7% per annum.

Income is accrued after the end of the billing period. To determine the amount of annual profit, use the calculator from the Alfa-Bank website.

Conditions for calculating income on the balance (in rubles):

1. The maximum amount for calculating the amount of remuneration is 300 thousand.
2. With a turnover of 10,000, 1% is charged, from 70,000 – 6%, from 100,000 – 7%.
3. Settlement period – from 1 to 31 of the current month.

How much is the service

The service package has several profitable tariff plans. Holders of a standard Profitable card use them for free the first 60 days after receipt. The monthly cost of the service package is 89 rubles.

Conditions for further free service of the payment instrument:

1. Minimum minimum balance on all accounts – 30,000.
2. Making 15 or more purchases per month.

You can use the gift debit premium card Profitable under one of the conditions (indicated in rubles):

• maintaining account balances from 1.5 million and making acquisitions from 100 thousand;
• monthly crediting to the account from 250 thousand;
• the balance of all accounts – at least 3 million.

If the requirements are not met, the annual cost of servicing the premium package of services will be 60 thousand. Some customers of the company issued a debit card with advantages.

A citizen can use banking services free of charge, on whose accounts no less than 30 thousand are stored, or if monthly expenses exceed 10 thousand.

In case of non-compliance with the terms of the service card Alfa-Bank per year will be 1200 rubles.

Types of operations on a bank card Profitable and the value of tariffs:

1. Opening accounts in euros, rubles, dollars – for free.
2. Opening up to 10 accounts “My Safe Target” – for free.
3. Opening up to 3 savings accounts – free of charge.
4. Annual maintenance of the primary and secondary magnetic stripe cards – 199 rubles.
5. Reissue – 290 rubles.
6. Withdrawal of funds through ATMs of partner banks and Alfa Bank – no commission, in other institutions – 1% of the amount.
7. Annual service of cards with Pay Pass technology – 289 rubles.
8. Transfer from Alfa-Bank’s card account to another bank account – 1.95% of the amount (not less than 30 rubles).
9. Transfer to the account of a legal entity – 1.2% of the amount, minimum 99 rubles, maximum 750 rubles.

Transaction Limits

1. Cash withdrawal from the card Profitable per day – up to 100 thousand.
2. Cash withdrawal per month – up to 300 thousand.
3. Cash withdrawal through Alfa-Bank branch – no limits.